Lending Made Simple, Reliable, and Secure

At Prime Choice Funding, we simplify your journey to homeownership with personalized loan solutions and exceptional service.

Buy A Home

Whether you’ve found your dream home, or you’re just starting to plan for the future, our expert team is here to help you find the right loan and turn that dream into reality.

Home Refinance

Curious about potential savings through refinancing? Explore our flexible programs and options for all situations. Reach out to us today and discover the immediate support we offer.

Home Equity

A home equity loan may be the perfect solution for you. Prime Choice Funding offers a few options for home equity, allowing you to unlock the hidden value in your property.

Unlock Your Financial Dreams with Our Diverse Loan Products

At Prime Choice Funding, Inc., we’re dedicated to empowering your journey towards homeownership and financial success. With a broad spectrum of loan options designed to meet various needs, we ensure that whether you’re buying a new home, investing in real estate, or leveraging your home equity, you have the support and resources to achieve your goals.

Bank Statement

Loans

Bank statements loans offer flexible financing without traditional income verification requirements.

DSCR Rental Property Loans

DSCR rental property loans help investors finance properties based on cash flow.

Conventional

Loans

Conventional loans typically come with more affordable expenses compared to other loan options.

Down Payment Assistance (DPA)

we offer a range of loan programs for first-time homebuyers, including CalHFA and other Down Payment...

Flexible Choice Programs

To the unique purchase, refinance and cash-out needs for our clients. Our growing list of products gives you access to flexible solutions for any situation,

self-employed or a gig worker Solutions

Qualify using your business or personal bank statements – no tax returns required. Our programs cater to those who don’t qualify traditionally using self-employed tax returns

No Income

Loans

Our loan program offers smart underwriting to serve borrowers, eliminating unnecessary documents that are not part of the credit underwriting ...

Reverse

Mortgage

Imagine the possibilities when your home becomes a financial asset, allowing you to supplement your income, pay off debts, renovate your home, or fully enjoy your retirement.

Jumbo

Loans

We pride ourselves on making the Jumbo loan process easier for you. With competitive rates and high standards for service, we provide a lending experience big lenders just can’t beat

Temporary Interest Rate Buydown

With our temporary interest rate buydown, buyers can have access to a lower mortgage payment by reducing their interest rate for the first 1 – 2 years of their loan – potentially saving them t.....

FHA

Loans

FHA loans open doors to homeownership and financial flexibility, especially for those needing smaller down payments or more adaptable qualification criteria. At Prime Choice Funding, we’re dedic..

VA

Loans

Leverage your home’s equity and secure the funds you need. Use the funds for various purposes such as home improvements, education, vacations, or debt repayment
– the choice is yours.

Unsure What’s Right For You?

Get in touch with our Mortgage Team, and we’ll guide you through options based on your situation.

Our clients are the foundation of our success.

5 Star Client Reviews

Client reviews from around the internet.

How Much is Your Home Worth?

Whether you’re curious about home values or a loan for a specific property, we make it easy to get the info on the home you own — or wish to own.

Call Today so we can help you choose the right program


* Terms and Conditions for Prime Choice Funding $20 Savings Plan Incentive Offer valid for submissions received on or after 12/03/2024.

To qualify for the $20 incentive, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. The $20 incentive will be delivered via mail within 30 days of eligibility verification. This offer is void where prohibited by law. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. For licensing information, visit www.nmlsconsumeraccess.org

Participation in this offer does not obligate you to refinance or apply for any loan product with Prime Choice Funding. Submissions with incomplete or invalid information, including mortgage statements, may be disqualified. A licensed mortgage advisor will contact you to review your personalized savings analysis and discuss potential refinancing or other solutions. Results of the savings analysis may vary. Prime Choice Funding is an Equal Housing Lender/Opportunity.

We protect your privacy. By submitting the form above, you grant Prime Choice Funding permission to contact you via phone, email, text, and other means. You may opt out of receiving communications at any time by contacting us at [email protected] or following the instructions provided in our communications. Submitting your mortgage statement and receiving your savings analysis is risk-free and does not affect your credit score.

Questions? Please reach out to us at [email protected] or call 877-787-7463.

This offer is not valid if you move outside of our marketing area. This offer is void where prohibited by law. This offer is made by Prime Choice Funding, Inc. (NMLS #117375), 17852 E 17th St, Suite 107, Tustin, CA 92780, who is not acting on behalf of or at the direction of your current legislator, or of the federal government, and this offer is not being made by an agency of the government. Prime Choice Funding is an equal housing lender/broker. This is not a government form. Not all applicants will qualify. (www.nmlsconsumeraccess.org) a Licensed Mortgage Company. For licensing information please visitwww.nmlsconsumeraccess.org. AL Lic#22408 I AZ Lic#0940991 I Arkansas Lic#117267 | CA DFPI Lic#603F471 Loans made or arranged pursuant to the California Financing Law I CA DRE California Bureau of Real Estate – Real Estate Broker, Lic#01806911 I CO Lic#117375 Regulated by the Division of Real Estate I DC Lic#MLB117375 I DE Lic#025874 I FL Lic#MLD1505 I GA Lic#48008 Georgia Residential Mortgage Licensee I ID Lic#MBL-9234 I IN Lic#38334 I KY Lic#MC410331 I LA Lic#117375 I MA Lic#MC117375 I MD Lic#21456 I MI Lic#FL0020964 I NC Lic#L-174934 I NH Lic#21548-MB I NJ Lic#NJ-C-01020 I NM Lic#117375 | NV Lic#5024 I OH Lic#RM.804338.000 I OR Lic#ML-4926 I PA Lic#105337 I SC Lic#MLS-117375 I TN Lic#135287 I TX SML NMLS#117375 I VA Lic#MC-5862. If you do not wish to receive any future offers from Prime Choice Funding, you can opt out toll free at 877-787-7463.

Texas Residents: If the new loan is subject to Section 50(s)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.

Figure: 7 TAC §80.200(b)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILLED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SMLTEXAS.GOV

*$1,000 Loan Offer Guarantee: Terms and conditions apply. Visit our webpage for full details. By submitting the form above, you grant Prime Choice permission to contact you via phone, email, text, and other means. If you have any questions or concerns, please call 877-787-7463 or send an email to [email protected]. Privacy Policy | Terms of Use | SMS Terms | Licensing | Prime Choice Funding, Inc. | 17852 E 17th St, Suite 107, Tustin, CA 92780 | NMLS ID: 117375, NMLS Consumer Access | Equal Housing Lender | Arizona Mortgage Banker License #940991 | Texas State Compliance.

This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title and appraisal on your home. Minimum and maximum loan amounts do apply. The final decision is subject to the lender’s approval and may be based on additional information or documentation that is required during the underwriting process. Not all applicants will qualify. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.

2025 Prime Choice Funding, Inc.