Whether you’ve found your dream home, or you’re just starting to plan for the future, our expert team is here to help you find the right loan and turn that dream into reality.
Curious about potential savings through refinancing? Explore our flexible programs and options for all situations. Reach out to us today and discover the immediate support we offer.
A home equity loan may be the perfect solution for you. Prime Choice Funding offers a few options for home equity, allowing you to unlock the hidden value in your property.
At Prime Choice Funding, Inc., we’re dedicated to empowering your journey towards homeownership and financial success. With a broad spectrum of loan options designed to meet various needs, we ensure that whether you’re buying a new home, investing in real estate, or leveraging your home equity, you have the support and resources to achieve your goals.
Bank statements loans offer flexible financing without traditional income verification requirements.
DSCR rental property loans help investors finance properties based on cash flow.
Conventional loans typically come with more affordable expenses compared to other loan options.
we offer a range of loan programs for first-time homebuyers, including CalHFA and other Down Payment...
To the unique purchase, refinance and cash-out needs for our clients. Our growing list of products gives you access to flexible solutions for any situation,
Qualify using your business or personal bank statements – no tax returns required. Our programs cater to those who don’t qualify traditionally using self-employed tax returns
Our loan program offers smart underwriting to serve borrowers, eliminating unnecessary documents that are not part of the credit underwriting ...
Imagine the possibilities when your home becomes a financial asset, allowing you to supplement your income, pay off debts, renovate your home, or fully enjoy your retirement.
We pride ourselves on making the Jumbo loan process easier for you. With competitive rates and high standards for service, we provide a lending experience big lenders just can’t beat
With our temporary interest rate buydown, buyers can have access to a lower mortgage payment by reducing their interest rate for the first 1 – 2 years of their loan – potentially saving them t.....
FHA loans open doors to homeownership and financial flexibility, especially for those needing smaller down payments or more adaptable qualification criteria. At Prime Choice Funding, we’re dedic..
Leverage your home’s equity and secure the funds you need. Use the funds for various purposes such as home improvements, education, vacations, or debt repayment
– the choice is yours.

Client reviews from around the internet.
* The 5-7 day approval estimate assumes optimal conditions; actual timeframe may vary. Applicants must meet specific criteria such as credit score minimums, employment verification, and property evaluation. This is not a commitment to make a loan. Approval is subject to credit review, underwriting guidelines, property evaluation, and the lender’s final decision. Not all applicants will qualify.
This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title and appraisal on your home. Minimum and maximum loan amounts do apply. The final decision is subject to the lender’s approval and may be based on additional information or documentation that is required during the underwriting process. Not all applicants will qualify. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.
By submitting the form above, you grant Prime Choice permission to contact you via phone, email, text, and other means. If you have any questions or concerns, please call 877-787-7463 or send an email to [email protected]. Privacy Policy | Terms of Use | SMS Terms | Licensing | Prime Choice Funding, Inc. | 1 Corporate Park, Suite 200 Irvine, CA 92606 | NMLS ID: 117375, NMLS Consumer Access | Equal Housing Lender | Arizona Mortgage Banker License #940991 | Texas State Compliance.
$1,000 Loan Offer Guarantee
We will match or beat any mortgage offer — or pay you $1,000. Terms apply. See full details at primechoicefunding.com/offer-guarantee.
$20 Savings Plan Incentive
To qualify, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. Incentive will be mailed within 30 days of eligibility verification. Offer void where prohibited. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. Participation does not obligate you to refinance or apply for a loan. Savings analysis results may vary.
Privacy & Communication Consent
By submitting, you authorize Prime Choice Funding to contact you by phone call, text message, email, and/or automated systems, including artificial or prerecorded voice. Consent is not required to apply. Message and data rates may apply. Questions? Contact us at [email protected].
Licensing & Legal Disclosure
Prime Choice Funding, Inc. (NMLS #117375) is a licensed mortgage lender and broker. We are not affiliated with, endorsed by, or acting on behalf of any government agency. This is not a commitment to lend. All loan approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Final loan decisions are subject to lender approval and may require additional documentation during underwriting. Not all applicants will qualify. For licensing information, visit www.nmlsconsumeraccess.org.
AL Lic#22408 | AZ Lic#0940991 | AR Lic#117267 | CA DFPI Lic#603F471 | CA DRE Lic#01806911 | CO Lic#117375 | DC Lic#MLB117375 | DE Lic#025874 | FL Lic#MLD1505 | GA Lic#48008 | ID Lic#MBL-9234 | IN Lic#38334 | KY Lic#MC410331 | LA Lic#117375 | MA Lic#MC117375 | MD Lic#21456 | MI Lic#FL0020964 | NC Lic#B-230942 | NH Lic#21548-MB | NJ Lic#NJ-C-01020 | NM Lic#117375 | NV Lic#5024 | OH Lic#RM.804338.000 | OR Lic#ML-4926 | PA Lic#105337 | SC Lic#DCA-117375 | TN Lic#135287 | TX SML NMLS#117375 | VA Lic#MC-5862.
Texas Residents
If the new loan is subject to Section 50(a)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.
Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Contact Us
Questions? Contact us at [email protected] or call 877-787-7463.
Prime Choice Funding, Inc. | 1 Corporate Park, Suite 200, Irvine, CA 92606 | NMLS ID: 117375 | Equal Housing Opportunity.
Privacy Policy | Terms of Use | SMS Terms | Licensing | Texas State Compliance | Texas SMS Notice
